GO 99 GIS Savings Tables 2015-16 GIS Accumulation Tables for 2015-16

GO 99 GIS Tables 2015-16 GIS Accumulation Tables for 2015-16. Group Insurance Scheme Revised Rate of Interest on accumulated Savings Fund Communication of Tables of Benefits for Savings Fund for the Period from 01.04.2015 to 31.03.2016. GIS Rate of Interest Tables for 2015-16 Year released vide G.O.MS.No. 99 Dated: 06-08-2015. GIS Savings Tables 2015-16 Details are as follows:
GO 99 GIS Savings Tables 2015-16 GIS Accumulation Tables for 2015-16

GO 99 GIS Tables 2015-16 GIS Accumulation Tables for 2015-16

1. G. O. Ms. No. 293, Finance & Planning (FW. Accts.II) Dept., dated: 08.10.1984.
2. G. O. Ms. No. 312, Finance & Planning (FW.Admn.II) Dept., dated: 06.11.1984.
3. G. O. Ms. No. 367, Finance & Planning (FW.Admn.II) Dept., dated: 15.11.1994.
4. G. O. Ms. No. 381, Finance & Planning (FW.Admn.II) Dept., dated: 05.12.1994.
5. G. O. Ms. No. 382, Finance & Planning (FW.Admn.II) Dept., dated: 05.12.1994.
6. G. O. Ms. No. 54, Finance (Admn.II) Department, dated: 06.04.2011.
7. G. O. Rt. No. 2425, Finance (Pen.II) Department, dated: 10.05.2012.
8. G. O. Ms. No. 148, Finance (Admn.II) Department, dated: 06.06.2012.
9. G. O. Rt. No. 2735, Finance (Pen.II) Department, date: 16.06.2012.
10. Government of India Office Memorandum No. 7(2)EV/2012 Ministry of Finance Department of Expenditure, dated: 15.01.2013.
11. Dy. Accountant General (Funds) O/O the Principal Accountant General (A & E),A. P., Hyderabad FM/ GI.II/9-3/2013 – 14/109, dated: 25.04.2013.
12. G. O. Rt. No. 2142, Finance (Pen.II) Department, dated: 30.04.2013.
13. Director of Insurance, Letter No. 2/GIS-I/Tables/2013 – 2014, dated: 17.04.2013 and 09.05.2013.
14. G. O. Ms. No. 126, Finance (Admn.II) Department, dated: 29.05.2013.
15. Director of Insurance, Letter No. 2/GIS-I/Tables/2014 – 2015, dated: 01.04.2014
16. G.O. Ms. No. 90, Finance (Admn-II) Department, dt: 01-05-14
17. No. 07 (1) E/014, dated: 22-01-2015 of the Director, Government of India, Ministry of Finance, Department of Expenditure, New Delhi.
18. Lr. No. 02/GIS-I/Tables/2015-16, Dt: 24-06-2015 of the Directorate of Insurance, A.P. Hyderabad.

  1. In the reference 1stread above orders were issued introducing Group Insurance Scheme to the State Government Employees in place of Family Benefit Scheme with effectfrom 01.11.1984. According to Para 9 of the reference 1st read above, the accumulations of Savings Fund part and Insurance Fund part shall carry interest at the rates prescribed by Government from time to time. 
  2. 2. In the reference 2nd read above, orders were issued for apportioning the subscriptionof each unit of Rs. 10/- between Insurance Fund and Savings Fund in the ratio of Rs. 3.125/-and Rs. 6.875/- respectively. 
  3. 3. In terms of the recommendation of the Committee constituted to review the workingof the Andhra Pradesh State Employees Group Insurance Scheme in Government orders 3rd above orders were issued for revision of rate of subscription each unit from Rs. 10/- toRs. 15/- with effect from 01.11.1994. In modification of the Para 9 of the Government orders 1stread above, orders were issued in Government orders 4thread above, for fixing the intereston the accumulations of the Savings Fund of the Member of the Scheme for the State as awhole and shall be paid at the Rate of 12 % per annum compounded Quarterly with effect from 01.11.1994. Further, in the Government orders 5th read above, the apportionment of the subscription of each unit Rs. 15/- between Insurance Fund and Savings Fund was fixed in the ratio of Rs.4.50/- and Rs. 10.50/- respectively with effect from 01.11.1994. The amount of insurance coverage will beRs. 15,000/- for each unit of subscription. 
  4. 4. The rate of interest on accumulations of Savings Fund of the Member of the Schemeand the interest on the Insurance Fund from time to time is as follows:
Financial Year
Rate of Interest
Government Order
11 / 1984 to 10 / 1994 10 % G.O.Ms.No.293,Finance & Planning (FW. Accts.II)Department, dated : 08.10.1984
11 / 1994 to 03 / 2000 12 % G. O. Ms. No. 381, Finance & Planning (FW.Admn.II)Department, dated : 05.12.1994
01.04.2000 to 31.03.2001 11 % G. O. Ms. No. 63, Finance & Planning (FW.Pen.II)Department, dated : 06.06.2000
01.04.2001 to 31.03.2002 9.5 % G. O. Ms. No. 345, Finance & Planning (FW.Pen.II)Department, dated : 07.07.2001
01.04.2002 to 31.10.2004 9 % G. O. Ms. No. 703, Finance & Planning (FW.Pen.II)Department, dated : 19.07.2002
01.11.2004 to 30.11.2011 8 % G. O. Ms. No. 625, Finance & Planning (FW.Pen.II)Department, dated : 02.09.2004
01.12.2011 to 31.03.2012 8.6 % G. O. Rt. No. 2425, Finance (Pen.II) Department, dated : 10.05.2012
01.04.2012 to 31.03.2013 8.8 % G. O. Rt. No. 2735, Finance (Pen.II) Department, dated : 16.06.2012
01.04.2013 to 31.03.2014 8.7 % G. O. Rt. No. 2142, Finance (Pen.II) Department, dated : 30.04.2013
  1. 5. In the reference 14th read above, Government has issued orders to reduce the rate of interest from 8.8 % to 8.7 % per annum with effect from 01.04.2014 on the Provident Fund sand other similar funds i.e., Andhra Pradesh Government Life Insurance Funds maintained by the Government of Andhra Pradesh on par with rates of Government of India until further orders. 
  2. 6. In view of the above circumstances and after careful examination of the matter,Government hereby order that the revised rates of interest on the Andhra Pradesh Group Insurance Savings Funds shall be allowed at 8.7 % per annum from 01.04.2015 onwards. The Tables are revised and issued for the period covering from 01.04.2015 to 31.03.2016. The revised tables of benefits I, II and III, III (A) to III (U) on Savings Fund of Andhra Pradesh State Employees Group Insurance Scheme – 1984 on cessation of membership during the period from 01.04.2015 to 31.03.2016 are appended herewith for making payments under the Scheme. 
  3. 7. These orders and Tables shall come in force with effect from 01.04.2015
  4. 8. The Sanctioning Authorities / Drawing and Disbursement Officers / Treasury Officers/ District Audit Officers / Pay and Accounts Officers / Director of Works Accounts are requested to keep in view of the appended Table while sanctioning and making the final payments under Group Insurance Scheme for proper implementation of the Scheme.
 Further,the following instructions shall also be scrupulously followed: 
  • 1. The Head of the Department / Drawing and Disbursement Officer shall be held responsible for sanctioning the Group Insurance Scheme final payments.If any excess payments are found, the difference amount shall be collectedfrom the sanctioning authority and such Officers are liable for disciplinaryaction. 
  • 2. The Drawing and Disbursement Officer shall recover the correct rate of subscription according to the eligible group of the employees. For any excess / less recovery, the Drawing and Disbursement Officer concerned shall be held responsible. 
  • 3. The Director of Insurance (FAC), Andhra Pradesh, Hyderabad shall conduct a regular Audit of all claims paid under Group Insurance Scheme and send a report to the Head of the Department concerned. 
  • 4. The Head of the Department concerned shall take action against the erring officials who are responsible for the excess / less recoveries wherever they are detected. 
  • 5. Any excess payment made, if found during the Audit by the Directorate of Insurance, the same shall be immediately recovered from the concerned and remitted through Challan to the concerned Head of Account by the Drawing and Disbursement Officer and the fact of remittance shall invariably be communicated to the Directorate of Insurance. 
  • 6. If an employee’s subscription is not recovered during his Service Period, the total subscription along with interest shall be recovered from the payments admissible to him. 
  • 7. All the Heads of Offices should take prompt action for recording thenecessary subscription entries in the Service Registers of the employeesunder proper attestation every year at the close of March and a Certificateshall be recorded in the Service Book of each employee that subscription tothe Scheme at the appropriate rates have been recovered for the period fromApril to March. The entries shall be attested by the Drawing and Disbursing Officer. 
  • 8. As per G. O. Ms. No. 910, Finance (Admn.II) Department, dated: 28.10.2002.“Sanctioning authority shall send a copy of sanction orders of the GroupInsurance Scheme Payment including 
  • 9. The Director of Insurance (FAC) is further advised to obtain the revised rates of interest from the Government of India and submit the proposals to the Government in advance everyyear so as to issue orders in time. 
  • 10. The Director of Insurance (FAC), Andhra Pradesh, Hyderabad shall take further necessaryaction in the matter accordingly.



  2. please send AAS softwere for teachers in RPS 2015

  3. what about the employees who retire after March 2016. Please send how to calculate ACS

  4. What about Gis tables 2016 - 17 are they released or not

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