National Payments Corporation of India (NPCI) has implemented “National Automated Clearing House (NACH)” for Banks, Financial Institutions, Corporates and Government a web based solution to facilitate interbank NPCI Bank Linking APPLICATION Form CONSENT FORM FOR AADHAAR SEEDING AND AUTHENTICATION. Mapping it at NPCI to enable me/us to receive Direct Benefit Transfer (DBT) from Government of India in my/our above account and authenticate me with UIDAI. I/we understand that if more than one Benefit transfer is due to me/us, I/we will receive all Benefit Transfers in this account. My / our Aadhaar is not seeded with any other Bank for receiving DBT benefit


What is NPCI mapper?
NPCI mapper is a repository of Aadhaar numbers linked with particular bank and used for the purpose of routing the Aadhaar based payment transactions to the destination banks. The NPCI mapper contains Aadhaar number along with IIN (Issuer Identification Number) of the bank that has seeded the Aadhaar number.

What is the meaning of linking the Aadhaar number with the bank account?
Linking the Aadhaar number to a bank account is a process by which the customer’s account is linked with his / her Aadhaar number after due submission of documents by the customer and verification of documents by the bank.
What is the meaning of seeding Aadhaar number in NPCI mapper?
It is a process by which on the basis of written consent submitted by the customer the bank (after linking the Aadhaar number to the account in Core banking) updates NPCI mapper.

How to seed my Aadhaar number?
Customer to visit respective bank/branch where he/she holding an account and submit the dully filled consent form (Annexure I)

After giving consent form to bank, when will my Aadhaar get seeded?
After verifying the completeness of the consent form, checking the documentation and authenticating the customer’s signature, bank will link in their Core Banking System (CBS) and seed in NPCI mapper, this process should be completed within a couple of working days

Can I link my Aadhar to Different ACCOUNTS in NPCI?
One can seed only one account with Aadhaar at one point of time. If you have more than one account and you have given Aadhaar consent form to all your banks then bank account seeded last will be active in NPCI mapper and all the DBT related credits will be routed to that bank only.

Does NPCI mapper have the account /branch details of the customer?
No. NPCI do not maintain customer bank account details. Mapper holds the below mentioned details.
Aadhaar no. Bank IIN no. Date of insertion (linkage) Status

What is the process followed by the banks for seeding Aadhaar number in NPCI mapper?

1. Bank officials first verify the documents submitted by the customer, after getting completed documents only they will proceed for further processing.
2. Banks have to complete the following two steps for completing seeding
a. Link the Aadhaar number to the customer account in core banking and other internal systems as may be required.
b. Uploading the Aadhaar number into NPCI mapper.
If step b is not completed the Aadhaar number will not reflect in NPCI mapper.